Truly Resolved

I’m not anyone’s idea of an athlete, but I generally manage to stay on a pretty good year round schedule of walking.  During the months when the weather is reasonably pleasant, I walk outside.  During the winter, I spend most of my walking time at a gym the family belongs to.  Right before January 1, I asked one of the gym employees how long it usually takes for the New Years Resolution crowd to stop coming.  He said it’s usually in early February.  I love seeing new faces – and shapes – coming to the gym and enthusiastically attacking their fresh goals.  But that crowd does thin out every year and it’s depressingly early in the year. 

From what I hear, most new years resolutions deal with either health and fitness or personal finance.  That makes the fact that too many people drop their resolutions a few weeks into the year all the more distressing, because those are both areas that are important.  So what can people do to stay on track?  Let’s look specifically at financial resolutions.

First, make the goal achievable.  For instance, this might not be the right year to double your income.  Second, approach your goal in bite size bits.  So you might not want to completely eliminate your dining out budget.   But maybe you can have eating out be a reward for some other goal you’re working on or you can start by going to places that are a bit less expensive than you usually do.  Third, allow the new goal to become natural and habitual in your life.  If you want to monitor your spending more, make sure your system isn’t too hard to keep going. 

So do what you must to make your financial goals for 2010 achievable.  If you need some help, send your financial resolution to linda@brightleitz.com .  If your goal is one that would benefit more people than just you, the action plan will be part of this blog in coming weeks.

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: